Investing Education

Fractional ownership is a structure where multiple parties share ownership or economic rights in a single real estate asset. Each participant owns a portion of the asset or participates in a portion of its

Fair market value, often abbreviated FMV, is the price a property would likely sell for in an open and competitive market when both buyer and seller are acting prudently, are well informed, and are

Flipping is a real estate strategy focused on purchasing a property, improving or repositioning it, and selling it for a profit in a relatively short period. The strategy is typically driven by price inefficiencies,

A fixed rate mortgage is a loan with an interest rate that remains constant for the duration of the term. The borrower’s principal and interest payment is predictable, and the loan does not adjust

Financing is the process of securing capital to acquire, develop, or operate real estate. In practical terms, financing defines where money comes from, what it costs, and what obligations come with it. Real estate

An FHA loan is a residential mortgage insured by the Federal Housing Administration. The loan itself is issued by an approved lender, but the federal insurance reduces lender risk, which often allows for lower

The Federal Deposit Insurance Corporation is an independent federal agency that insures deposits at participating banks and savings institutions. It was created to promote stability and confidence in the financial system. While not a

The Fair Housing Act is a federal law that prohibits discrimination in housing related activities. It applies to the sale, rental, financing, and advertising of residential property. The Act is foundational to housing policy

Escrow is a neutral arrangement in which a third party holds funds, documents, or assets on behalf of transacting parties until specific conditions are met. In real estate, escrow is commonly used to manage